Tag Archives: Life & Legacy Advisory Group

Starting with One: Ep 14 – Special Edition – Looking for the Silver Lining with Ian Ash



Ian Ash, co-founder of market research agency DIG Insights, joins Robin and Al in a discussion addressing the changing consumer landscape during the current Covid-19 outbreak. Ian reviews the findings of DIGs ongoing tracking studies which take a deep look into consumer responses to COVID-19 and how this has impacted behaviours and perceptions. Looking for new ways to innovate and adopting new attitudes in the current environment is the key to economic advantage & recovery.


Starting with One: Ep. 13 – The Insurance Planning Continuum with Stephanie Stewart



Robin and Al are joined by Stephanie Stewart, Advanced Case Consultant at Canada Life to discuss the strategic side of life insurance. Stephanie explains the benefits of using life insurance as a tax sheltered asset and an important means of wealth protection, accumulation and transfer.


Starting with One: Ep 12 – Special Edition – ‘Understanding the challenges of temporary layoffs’ with Rich Appiah



Many businesses are resorting to temporary layoffs in response to the COVID-19 pandemic and its impact on the economy, causing real anxiety for both employers and employees concerning what will happen next. Employment lawyer Rich Appiah joins Robin and Al to better explain the challenges and misconceptions surrounding temporary layoffs, as legal rights and Common Law rules continue to be tested.


Starting with One: Ep10 – Minimizing the impact of Passive Income Rules with Louis Isabella



Louis Isabella joins Robin and Al to discuss the impact of Passive Investment Income rules on small business owners and the investment strategies that can ensure you’re staying on-side of the rules while reducing/managing your taxable income.


Starting with One: Ep9 – SPECIAL EDITION – Survive & Thrive with Lori Cammerota



In this special edition of Starting with One, Lori Cammerota of Open Doorz Strategy joins Robin and Al to discuss the immediate challenges that business owners are now facing due to the global crisis brought on by the Coronavirus outbreak. How do we look past the ‘doom and gloom’ and begin to stabilize ourselves and then others who depend on us? A new level of leadership will be required to help us find positive opportunities and remain optimistic while adjusting to our new reality.


Starting with One: Ep8 – What’s an RDSP? with Louis Isabella



Louis Isabella, CPA, talks with Al & Robin about the little known and often under-utilized Registered Disability Savings Plan (RDSP) and its very unique features & advantages. Learn how it could apply to your situation.


Starting with One: Ep7 – “Never Outlive your Money” with Scott Edgington



In this episode, industry expert Scott Edgington returns to discuss the benefits of guaranteed income streams with Al & Robin. The discussion includes longevity risks, the challenges of investment inflation, annuities and lifetime income benefits as well as the importance of talking with an advisor so you won’t outlive your money!


Starting with One: Ep6 – Group Retirement Programs with Alex Bertola



Join Al & Robin as they discuss Group Retirement Programs with Alex Bertola of Manulife Financial.  Learn the difference between the 3 plan types and how benchmark reports can help enhance employee participation & contributions, while better addressing the different needs of your company and employees. It’s no longer One Size Fits All!


Starting with One: Ep4 – Mutual vs. Segregated Funds with Scott Edgington



What is the difference between a Mutual Fund and a Segregated Fund? Al and Robin speak with industry expert Scott Edgington, Regional Wealth Manager at Qualified Financial Services, about their unique features and discuss why a segregated fund might be particularly beneficial for business owners.

(The opinions expressed in this commentary are solely those of Robin Bailey and Al McDonald as at the date of publication and do not necessarily reflect those of The Canada Life Assurance Company and its division, Freedom 55 Financial. The opinions expressed are subject to change without notice. This commentary is presented only as a general source of information and is not intended as a solicitation to buy or sell specific investments, nor is it intended to provide tax or legal advice. Prospective investors should review the offering documents relating to any investment carefully before making an investment decision and should ask their financial security advisor for advice based on their specific circumstances.

Mortgage referrals and insurance products, including segregated fund policies are offered through Life and Legacy Advisory Group, and Al McDonald offers mutual funds through Quadrus Investment Services Ltd.

Important information about mutual funds is found in the Fund Facts document. Please read this carefully before investing. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Unit values and investment returns will fluctuate.)


Starting with One: Ep3 – Maple Virtual Healthcare with Will Houtart



Robin chats with Will Houtart about the new virtual healthcare company MAPLE, that allows you to instantly connect with Canadian doctors for medical care from your phone, tablet or computer – any time, 24/7. Learn how you and your employees can start enjoying on demand healthcare that fits your schedule and lifestyle.