Tag Archives: Estate Planning

Starting with One: Ep.19 – The Importance of Trusts & Power of Attorney with Suzanna Winsborough



Estate lawyer Suzanna Winsborough, Partner at KMB Law, is back with Al & Robin to walk them through the different types of trusts as she explains why naming the right trustee is critical when it comes to fulfilling the duties exactly as you intended and to ensure that assets and funds are distributed accordingly. Suzanna also answer questions surrounding the importance of designating a Power of Attorney to act on your behalf if you become mentally incapable.


Starting with One: Ep.16 – The Importance of drafting a Will with Suzanna Winsborough



Estate lawyer Suzanna Winsborough, Partner at KMB Law, joins Al & Robin to explain why the creation of a will is such an important element in any individual estate plan. Learn how a will can be used to direct your assets in complex situations and why choosing a capable estate trustee is a key factor in managing the scope of your assets.

 


Starting with One: Ep. 15 – The Insurance Planning Continuum Part 2 with Stephanie Stewart



When it comes down to it, it’s all about the tax! Stephanie Stewart, Advanced Case Consultant at Canada Life, returns to explain how business owners can use life insurance as one of the best, long term investment diversification strategies. Learn how the right insurance solution incorporated into a meaningful financial plan will help build your wealth, tax free.


Starting with One: Ep. 13 – The Insurance Planning Continuum with Stephanie Stewart



Robin and Al are joined by Stephanie Stewart, Advanced Case Consultant at Canada Life to discuss the strategic side of life insurance. Stephanie explains the benefits of using life insurance as a tax sheltered asset and an important means of wealth protection, accumulation and transfer.


Starting with One: Ep7 – “Never Outlive your Money” with Scott Edgington



In this episode, industry expert Scott Edgington returns to discuss the benefits of guaranteed income streams with Al & Robin. The discussion includes longevity risks, the challenges of investment inflation, annuities and lifetime income benefits as well as the importance of talking with an advisor so you won’t outlive your money!


Starting with One: Ep4 – Mutual vs. Segregated Funds with Scott Edgington



What is the difference between a Mutual Fund and a Segregated Fund? Al and Robin speak with industry expert Scott Edgington, Regional Wealth Manager at Qualified Financial Services, about their unique features and discuss why a segregated fund might be particularly beneficial for business owners.

(The opinions expressed in this commentary are solely those of Robin Bailey and Al McDonald as at the date of publication and do not necessarily reflect those of The Canada Life Assurance Company and its division, Freedom 55 Financial. The opinions expressed are subject to change without notice. This commentary is presented only as a general source of information and is not intended as a solicitation to buy or sell specific investments, nor is it intended to provide tax or legal advice. Prospective investors should review the offering documents relating to any investment carefully before making an investment decision and should ask their financial security advisor for advice based on their specific circumstances.

Mortgage referrals and insurance products, including segregated fund policies are offered through Life and Legacy Advisory Group, and Al McDonald offers mutual funds through Quadrus Investment Services Ltd.

Important information about mutual funds is found in the Fund Facts document. Please read this carefully before investing. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Unit values and investment returns will fluctuate.)


Starting with One: Ep3 – Maple Virtual Healthcare with Will Houtart



Robin chats with Will Houtart about the new virtual healthcare company MAPLE, that allows you to instantly connect with Canadian doctors for medical care from your phone, tablet or computer – any time, 24/7. Learn how you and your employees can start enjoying on demand healthcare that fits your schedule and lifestyle.


Starting with One: Ep2 – The Value of Advice



What are management fees as they apply to Mutual funds and what does the average investor gain from paying these fees? Al and Robin answer many of the questions surrounding this hot topic and explain the benefits of ongoing fund management service and advice.


Starting With One: Episode 1 – Introduction



The podcast “Starting With One” is hosted by business partners Robin Bailey and Al McDonald, the founders of Aria Benefits and Life & Legacy Advisory Group. Together they believe that they enhance the lives of many, starting with one. They have been the benefactors of countless stories that started with either one phone call, one conversation, or one meeting.

With each episode they will be exploring topics that matter to you. Their goal is to provide interesting, relevant information on Canadian Healthcare, Financial & Estate Planning and Running a Business, tailored towards both business owners and HR leaders. Please share this podcast with friends and colleagues. We hope you enjoy!

 


The Benefits Corner: Episode 10-Louis Isabella CPA, CA, MBA



Can you believe we’re at 10 episodes already?  Ok, number 10 is a special episode as we have on Chartered Accountant Louis Isabella.  Louis’ career spans over 20 years and he has significant expertise in working with small-medium size businesses.  In this episode, Louis talks to us about areas business owners need to be on the lookout for, his proven process he uses with his clients, and some ways for businesses to mitigate risk within the company.  Finally, Louis shares his thoughts on why he went the non-traditional route with his employee benefits program and why he couldn’t be happier.  I really enjoyed this conversation and I hope you do too.  Enjoy! RB