Starting with One: Episode 4 – Scott Edgington



What is the difference between a Mutual Fund and a Segregated Fund? Al and Robin speak with industry expert Scott Edgington, Regional Wealth Manager at Qualified Financial Services, about their unique features and discuss why a segmented fund might be particularily beneficial for business owners.

(The opinions expressed in this commentary are solely those of Robin Bailey and Al McDonald as at the date of publication and do not necessarily reflect those of The Canada Life Assurance Company and its division, Freedom 55 Financial. The opinions expressed are subject to change without notice. This commentary is presented only as a general source of information and is not intended as a solicitation to buy or sell specific investments, nor is it intended to provide tax or legal advice. Prospective investors should review the offering documents relating to any investment carefully before making an investment decision and should ask their financial security advisor for advice based on their specific circumstances.

Mortgage referrals and insurance products, including segregated fund policies are offered through Life and Legacy Advisory Group, and Al McDonald offers mutual funds through Quadrus Investment Services Ltd.

Important information about mutual funds is found in the Fund Facts document. Please read this carefully before investing. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Unit values and investment returns will fluctuate.)


Starting with One: Episode 3 – Maple Virtual Healthcare



Robin chats with Will Houtart about the new virtual healthcare company MAPLE, that allows you to instantly connect with Canadian doctors for medical care from your phone, tablet or computer – any time, 24/7. Learn how you and your employees can start enjoying on demand healthcare that fits your schedule and lifestyle.


Starting with One: Episode 2 – The Value of Advice



What are management fees as they apply to Mutual funds and what does the average investor gain from paying these fees? Al and Robin answer many of the questions surrounding this hot topic and explain the benefits of ongoing fund management service and advice.


Starting With One: Episode 1 – Introduction



The podcast “Starting With One” is hosted by business partners Robin Bailey and Al McDonald, the founders of Aria Benefits and Life & Legacy Advisory Group. Together they believe that they enhance the lives of many, starting with one. They have been the benefactors of countless stories that started with either one phone call, one conversation, or one meeting.

With each episode they will be exploring topics that matter to you. Their goal is to provide interesting, relevant information on Canadian Healthcare, Financial & Estate Planning and Running a Business, tailored towards both business owners and HR leaders. Please share this podcast with friends and colleagues. We hope you enjoy!

 


The Benefits Corner: Episode 29-James Malliaros



How do you create “magic” in your corporate culture, and how do you actually get employees excited and talking about their benefit plans?  Tune in to hear how today’s guest did just that, and in a fairly short amount of time to boot!   James Malliaros is the Managing Director for myWorld Canada.  A self proclaimed “citizen of the world”, it is quickly evident that James’ global career has prepared him well to implement best practices that he has encountered on his journey.  In a world where companies are fighting for talent, it’s easy to see why employees at myWorld have embraced their new program.  I enjoyed this conversation immensely.  I hope you enjoy it. RB


The Benefits Corner: Episode 28-Alex Bertola Manulife



What have you always wanted to know about Group Retirement Plans but have been too afraid to ask?  Well, let me introduce you to your new best friend, Alex Bertola.  He has been Account Executive at Manulife for the last 13 years.  Alex has had exposure to both U.S. as well as Canadian programs.   As such, his experience has made him a great resource to both advisors as well as their clients.  Be sure to tune in to find out what types of plans exist today, as well as the pro’s and cons of each.   We also chat about the “right time” to implement a plan and what’s in it for both employers and employees.  Finally, you’ll hear us joking around about putting Alex in a boardroom with a whiteboard, trust me, you want to see the magic in person.  He’s certainly one of the reasons I enjoy this industry so much….you meet some great people along the way.  I hope you enjoy it! RB


The Benefits Corner: Episode 27-Julie Gaudry RBC Insurance



As Head of the Group Life & Health business at RBC Insurance, Julie leads a team with overall responsibility for the product development and strategic direction for RBC Insurance’s Group Benefit Solutions.  With a focus on innovation and thought-leadership, her team is committed to differentiating RBC through product and service enhancements that make it easier for clients to lead a healthy lifestyle, manage their benefit programs, and return to health if faced with a serious medical condition.  This is an episode you won’t want to miss.  From learning about Julie’s unique journey in wellness and healthcare, to current innovations in employee benefits, to where she feels the industry as a whole is headed in the near future.  I had such a great time chatting with Julie.  I hope you enjoy it. RB


The Benefits Corner: Episode 26-Julie Ford



Julie Ford is the founder and Principal Consultant at Glance Marketing in Toronto. Glance is a full-service agency that gives businesses access to a wide range of marketing strategies, services and skillsets that help them achieve their goals.  This episode was a walk down memory lane for me.  Julie is the person I reached out to when I was trying to build the new Aria Benefits brand.  Listen in as Julie walks us through her unique approach with clients (me), and how that translated not only into an incredible brand story to tell, but also a wonderful friendship.  I really enjoyed this conversation with Julie.  I hope you do too! RB


The Benefits Corner:Episode 25-Let’s talk about HSA’s!



What have you always wanted to know about Health Spending Accounts but have been too afraid to ask?  Well, here’s your opportunity to listen in and hear it from two of the top minds in the industry.  In today’s episode, we have a great conversation with Tim Kane and Steve McEwan of myHSA.  These two are really fun to speak with and you’ll hear us discuss everything from HSA’s, PSA’s, WSA’s…don’t worry, we break down what all these silly letters mean and how they can help your company.  The folks at myHSA are doing some very cool things in our industry, so it’s been amazing to watch their growth and development.  This one was a lot of fun to do.  I hope you enjoy it. RB


The Benefits Corner: Episode 24-Marie-Chantal Cote



Ever meet someone at a function and be so impressed by their passion for what they do?  This was certainly the case when I met Marie-Chantal Cote or “MC” as she’s known to her friends and colleagues.  MC is the VP Market Development at Sun Life, Group Benefits. In today’s episode, we discuss some of the innovation initiatives currently under way at Sun Life.  MC gives us some insight on how clients can “Bend the Benefits Cost Curve”.  She further explains that there is a strong digital component at play which is helping employers and employees alike manage their claims costs. Finally, we talk about how using data analytics and artificial intelligence can be used to help educate plan members and thus, improving the overall employee benefits experience.  I really enjoyed this conversation with MC.  I hope you do as well. RB